Terms of Use

Please read this document carefully, as it sets out the terms and conditions of [SHL Finance LTD Company], referred to as "SHL"

    1. SHL Finance LTD is a company, organized and existing under the laws of England and Wales, and having its principal place of business at 71-75, Shelton Street, Covent Garden, London, WC2H 9JQ, UNITED KINGDOM.

    2. By using an account through Shellingcoin.com or any of our associated websites, or APIs (collectively the "Site"), you agree that you have read, understood, and accept all of the terms and conditions contained in this Agreement, as well as our Privacy Policy and Cookie Policy.

    3. In this document, references to we/our/us are to SHL. Any references to Customer/you/your are references to you as a customer of SHL and user of our services. Any references to the "Service" includes websites, or APIs.

    4. This Agreement will govern the use of the Services provided by SHL Finance LTD. By using the Services, you agree to be bound by the terms and conditions set out on this Site (the "Agreement"). This Agreement will come into effect when you confirm electronically that you agree to it. We recommend that you retain a copy of this Agreement and transaction records.

    5. Use of cryptocurrency may be illegal in some jurisdictions. It is your responsibility to know the regulatory requirements concerning transactions with cryptocurrency in your jurisdiction before using the Services.

    6. For the purposes of this Agreement, a "Business Day" is any day which is not a Saturday, Sunday or public holiday in United Kingdom and which the banks are open for business in UK.

DISCLAIMER: The risk of loss in trading or holding cryptocurrency can be substantial. You should therefore carefully consider whether trading or holding cryptocurrency and it is suitable for you in light of your financial condition. In considering whether to trade or hold cryptocurrency, you should be aware that the price or value of cryptocurrency could change rapidly, decrease, and potentially even fall to zero.


To be eligible to use any of the SHL Services, you must be at least 18 years old, have capacity to enter into legally binding contracts and reside in a country in which the relevant SHL Services are accessible.

Services provided to you

    1. SHL will act as your commercial agent and by agreeing with these Terms of Use you are explicitly giving SHL permission to act on your behalf and fulfil your order for Cryptocurrency as instructed.

    2. As your Commercial Agent, SHL will purchase Cryptocurrency on your behalf and send / deliver it to the wallet address indicated at the time of the order subject to the conditions of these Terms of Use

    3. At no point during the purchase, will SHL be in possession or in control of client funds.

    4. SHL DOES NOT provide Crypto / Digital Asset wallets, nor does SHL host wallets or is custodian of funds or assets.

    5. Purchases / orders through SHL are one-offs and executed individually, one by one.

SHL DOES NOT facilitate or provide trading or investment or brokerage accounts or facilities, nor does SHL provide investment or any other financial advice.

The process of Customer registration

    1. To use SHL Services, you will need to register for an account by providing your name, email address and accepting the terms of this Agreement. By using SHL Services, you agree and represent that you will use the SHL Services only for yourself, and not on behalf of any third party. You are fully responsible for all activity that occurs under your SHL account. We may, in our sole discretion, refuse to open a SHL account for you, or limit the number of accounts that you may hold or suspend or terminate any account.

    2. You will need to complete certain verification procedures before

      you are permitted to start using the SHL Services.

    3. To become a Customer you must also provide SHL with the information that is requested as part of the account opening process to verify your identity and the detection of anti-money laundering terrorist financing, fraud, or any other financial crime and permit us to keep a record of such information.

    4. The information we request may include certain personal information including, but not limited to, your name, address, telephone number, email address, date of birth, taxpayer identification number, government identification number,

      information regarding your bank account (such as the name of the bank, the account type, routing number, and account number) network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details. In providing us with this or any other information that may be required, you confirm that the information is accurate and correct and you agree to keep us updated if any of the information you provide changes. We will treat this information in accordance with the Data Protection provisions of this Agreement.

    5. Failure to provide any information that SHL reasonably requests from you pursuant to applicable money laundering laws and regulations after you have become a Customer shall be grounds for the suspension of the provision of Services to you (including access to your account) and/or the termination of this Agreement. The nature and extent of the information you are required to provide may differ, for example, based on the Services provided to you under this Agreement and/or the means of payment you use.

Transactions limits and enhanced due diligence

    1. The use of all SHL Services is subject to a limit on the volume, stated in EUR, USD or other fiat currency you may transact or transfer in a given period (e.g. daily). To view your limits, login to your SHL account Your transaction limits may vary depending on your payment method, verification steps you have completed, and other factors. We reserve the right to change applicable limits as we deem necessary. If you wish to raise your limits beyond the posted amounts, you may submit a request at Contact@Shellingcoin.com .

    2. We may require you to submit additional information about yourself and provide additional records, if you wish to raise your limits ("Enhanced Due Diligence"). In our discretion, we may refuse to raise your limits, or we may lower your limits at a subsequent time even if you have completed Enhanced Due Diligence.

Cryptocurrency purchase

    1. You will be able to purchase Cryptocurrencies from us and through our partner’s and websites subject to the applicable fees displayed during the purchase flow. The price, exchange rate and amount of the Cryptocurrency that you wish to purchase will be confirmed at the time that you place an order for a Cryptocurrency Purchase.

    2. Acceptance by us of an order for a Cryptocurrency Purchase does not guarantee that you will receive the corresponding amount of Cryptocurrency. The Cryptocurrency Purchase is conditional upon actual receipt by us of the funds from your credit or debit card, as well as payment of any applicable fees.

    3. Subject to clause 1.2 and the transaction being honoured by the Customer’s bank, card provider or other relevant party, Cryptocurrency Purchases shall be credited to any Cryptocurrency wallet, as provided by you at the time of the order, as soon as possible once the Cryptocurrency Purchase has been confirmed by the Cryptocurrency network. Once submitted to a Cryptocurrency network, a Cryptocurrency Purchase will be unconfirmed for a period of time pending sufficient confirmation of the transaction by the Cryptocurrency network. Cryptocurrency

      transactions that are in a pending state will not be credited to the wallet.

    4. Payment Services Partners. SHL Finance LTD may use a third-party payment processor to process any fiat payment between you and SHL.

    5. Recurring Transactions. If you set up a recurring purchase of Cryptocurrencies (a "Future Transaction"), you authorise us to initiate recurring electronic payments in accordance with your selected Cryptocurrency Purchase. Your Future Transactions will occur in identical, periodic instalments, based on your period selection (e.g., daily, weekly, monthly), until either you or SHL cancels the Future Transaction. This authorisation will remain in full force and effect until you change your Future Transaction settings or until you provide us with written notice via Contact@shellingcoin.com.

Cancellations and refunds

    1. Once an order / purchase to buy Cryptocurrency has been made it cannot be cancelled or recalled.

    2. All orders / purchases are final and cannot be refunded once the Cryptocurrency has been sent to the Cryptocurrency wallet indicated at the time of purchase.

    3. Once an order / purchase has been sent to the Cryptocurrency wallet indicated at the time of purchase it cannot be recalled or retrieved under any circumstances.

    4. You hereby agree that upon delivery, you will not be entitled to any credit or refund and all purchases are final. SHL Finance LTD obligation towards you will be absolutely discharged upon

delivery of the product to you and shall have no claim or right against SHL Finance LTD upon such delivery.

Termination, suspension and cancellation

SHL may: (a) refuse to complete, or block or cancel you have authorised,(b) suspend, restrict, or terminate your access to any or all of the SHL Services, and/or (c) deactivate or cancel your SHL Account with immediate effect for any reason, including but not limited to where:

    1. We reasonably believe that we need to do so in order to protect our reputation.

    2. We are, in our reasonable opinion, required to do so by applicable law, regulation or any court or other authority to which we are subject in any jurisdiction.

    3. We reasonably suspect you of acting in breach of this Agreement.

    4. We have concerns that a transaction is erroneous or about the security of your SHL Account or we suspect the SHL Services are being used in a fraudulent or unauthorised manner.

    5. We suspect money laundering, terrorist financing, fraud, or any other financial crime.

    6. Use of your SHL Account is subject to any pending litigation, investigation, or government proceeding and / or we perceive a heightened risk of legal or regulatory non-compliance associated with your SHL Account activity.

    7. You take any action that may circumvent our controls such as opening multiple SHL Accounts or abusing promotions which we may offer from time to time.

    8. You fail to provide on request such documentation as SHL (or any third party whose services we use in providing the Services to you

      under this Agreement) reasonably requires in order to comply with its obligations under applicable money laundering laws and regulations or otherwise to ensure the verification of your identity and/or funding sources to SHL satisfaction.

    9. Any Cryptocurrency Purchase is significantly larger in size.

    10. SHL reasonably believes that it is necessary or desirable to do so in order to protect the security of the Account, including circumstances where any Account Details may have been lost or stolen.

In the case of any such suspension, SHL shall make reasonable efforts to inform you about the withholding or suspension, provided that such disclosure:

    1. Is not in breach of any applicable law or regulation and does not contravene the instruction of any competent authority or regulator.

    2. Would not compromise SHL's reasonable security measures.

    3. SHL shall not be liable to you for any losses you may suffer as a result of any reasonable action it takes to suspend the Account or withhold settlement of a Cryptocurrency Purchase in accordance with this clause.

    4. Where the reasons for SHL's actions under this clause, cease to exist, SHL may, at its discretion, either reinstate access to the Account and the Services and/or issue the Customer with new Account Details and reserves the right to ask you to re-complete the account opening procedures as outlined in these Terms and to resolve any open issues with your account before a restriction can be removed.

We may suspend, restrict, or terminate your access to any or all of the SHL Services and/or deactivate or cancel your SHL Account, without reason by giving you one months’ notice. You acknowledge that our decision to take certain actions, including limiting access to, suspending, or closing your SHL Account, may be based on confidential criteria that are essential for the purposes of our risk management and security protocols. You agree that we are under no obligation to disclose the details of its risk management and security procedures to you.


    1. All fees payable under this Agreement are displayed during the purchase flow and shall be paid in Pound or any other currency that is agreed between SHL and the Customer.

    2. SHL reserves the right to pursue any financial losses suffered due to you filing a chargeback procedure with your bank. These can include administration fees levied by the card acquirer and card schemes as well as the monetary value of the cryptocurrencies ordered / purchased.

Data protection law

You acknowledge that we may process personal data in relation to you, in connection with this Agreement, or the SHL Services. We will process and sometimes update this personal data in accordance with the Privacy Policy. Accordingly, you represent and warrant that:

    1. Your disclosure to us of any personal data was or will be made in accordance with all applicable data protection and data privacy

      laws, and those data are accurate, up to date and relevant when disclosed.

    2. Before providing any such personal data to us, you acknowledge that you have read and understood our Privacy Policy.

    3. From time to time, we provide you with a replacement version of the Privacy Policy, you will promptly read that notice and provide updated copies of the Privacy Policy to, or re-direct towards a webpage containing the updated Privacy Policy, any individual whose personal data you have provided to us.


This clause sets out SHL's entire financial liability (including any liability for the acts or omissions of its employees, agents and subcontractors) to the Customer:

    1. Arising under or in connection with this Agreement

    2. In respect of any use made by the Customer of the Services or any part of them.

    3. In respect of any representation, misrepresentation (whether innocent or negligent), statement or tortious act or omission (including negligence) arising under or in connection with this Agreement.

Except as expressly and specifically provided in this Agreement, SHL disclaims all warranties and conditions express or implied, including, but not limited to, implied warranties of satisfactory quality and fitness for a particular purpose, in relation to the Services, their use and the results of such use.

All warranties, representations, conditions and all other terms of any kind whatsoever implied by statute or common law are excluded from this Agreement to the fullest extent permitted by applicable law.

Whilst SHL takes every care to ensure that the standard of the Website remains high and to maintain the continuity of it, the Internet is not always a stable medium, and errors, omissions, interruptions of service and delays may occur at any time. As a result, we do not accept any ongoing obligation or responsibility to operate the SHL API.

SHL disclaims all liability associated with the use of Cryptocurrency, including:

    1. Unknown inherent technical defects.

    2. Regulatory or legislative changes.

    3. Currency fluctuation.

Nothing in this Agreement excludes the liability of SHL:

    1. For death or personal injury caused by SHL negligence.

    2. For fraud, fraudulent misrepresentation or fraudulent misstatement.

    3. Any statutory liability not capable of limitation.

Subject to the clause, SHL will not be liable whether in tort (including for negligence or breach of statutory duty), contract, misrepresentation (whether innocent or negligent), restitution or otherwise for any loss of profits, loss of business, loss or corruption of data, depletion of goodwill and/or similar losses, or pure economic loss, or for any special, punitive, indirect or consequential loss costs, damages, charges or expenses however arising under this Agreement or for any loss, damage or corruption of any Cryptocurrency as a result of the instructions, acts or omissions of the Customer. This shall include any

losses attributable to a failure by the Customer to keep secure any security or other information relating to the Wallet and access to it.

Except for the express statements set forth in this Agreement, you hereby acknowledge and agree that you have not relied upon any other statement or understanding, whether written or oral, with respect to you use and access of the SHL Services and Site.

Warranties and representation

By agreeing to this Agreement, you represent, warrant and undertake to us that:

    1. You have full power and authority to enter into this Agreement.

    2. You understand and acknowledge that we do not warrant that any of the Services available through our API are suitable or appropriate for your needs and that you must take your own independent legal and other advice on such Services.

    3. You are entering into this Agreement as principal and not on behalf of any third party.

    4. You will not violate any applicable laws by entering into this Agreement or receiving the Services provided under it.

    5. You will not provide false, misleading or inaccurate information.

    6. You will not facilitate any viruses, malware, worms, trojan horses or some other computer programming routines that may damage, corrupt, disrupt, misuse or gain unauthorized access to any data, system information or SHL services.

    7. Funds or Cryptocurrencies transferred to the Wallet or any Sub-Wallet have been acquired lawfully.

    8. You will not use an anonymizing proxy; use any, other automatic devices, spider or manual process to copy or monitor our websites without our prior written permission.

    9. You will not harass and/or threaten our employees, agents, or other users.

    10. You understand and acknowledge that while we make reasonable endeavors to ensure the accuracy of the information that we provide, and which in turn, is provided to you, neither we nor any of our directors, employees or agents make any representation or warranty, express or implied, as to the accuracy or completeness of such information.

    11. Any information provided by you to SHL under this Agreement is

      true, complete, accurate, up to date and not misleading.

    12. You shall provide all assistance reasonably requested by SHL to enable SHL to comply with its obligations under this Agreement.

SHL warrants, represents and undertakes that it shall provide the Services with reasonable care and skill.

No Warranties. The SHL Services are provided on an "as is" and "as available" basis, with no further promises made by us around availability of the SHL Services. Specifically, we do not give any implied warranties of title, merchantability, fitness for a particular purpose and/or non-infringement. We do not make any promises that access to the Site, any of the SHL Services, or any of the materials contained therein, will be continuous, uninterrupted, timely, or error-free.

SHL makes no representation or warranty that the Services are applicable or appropriate for use by customers in all jurisdictions and it is your responsibility to ensure compliance with the laws of any relevant jurisdiction of your residence.

Stored card details

    1. We are legally obligated to secure your consent to allow us to store your card details for future use and cannot process your payment before you agree to such storing. By accepting these Terms of Use, you hereby give us permission to do so.

    2. Your card will remain stored against your account for transactional purposes, unless you decide to remove it, or until the card expires. For legal and regulatory purposes, we will continue to store records of your transactions in accordance with our Privacy Policy.

    3. We need to do this so that you will be able to deposit and withdraw more easily in future and it also helps us to prevent and detect any fraudulent activity.

    4. Stored details are primarily used so that you don’t have to re-enter all your details for every transaction you make. In your account you will see the last 4 digits of the card number, and this forms the reference for you to reference the correct card you wish to use.

    5. We also compare stored details in our fraud screening systems, to prevent your details being used on any other accounts and safeguard your data.

    6. As per our policy, if you don’t agree to us storing your payment card details, we won’t be able to process your deposit from the card used.

    7. Changes in the permitted use will require your agreement; we will notify you if this occurs.

Right of withdrawal

    1. You have 14 (fourteen) calendar days to exercise your right of withdrawal from this Agreement, without having to justify any reason or pay any penalty. This withdrawal period begins on the day after the date that your application is accepted by us.

    2. We will not normally provide the Services during the withdrawal period. Any Services, orders or purchases which are fully performed before a withdrawal cannot be reversed.

    3. You must notify your withdrawal request to us within the allotted period by email to Contact@Shellingcoin.com .

    4. If you exercise your right of withdrawal, this Agreement will be terminated at no cost to you.


    1. This Agreement will commence in the manner set out in first clause and will continue unless either party notifies the other of termination, in writing, in accordance with this Agreement.

    2. This Agreement can be terminated immediately by the Customer providing written notice to SHL.

    3. This Agreement can be terminated by SHL in accordance with all the provisions of this agreement.

Force majeure

No party will be in breach of this Agreement nor liable for any failure to perform its obligations under this Agreement if that failure results from circumstances beyond its reasonable control.


    1. We may (where allowed to do so by law) communicate with you by posting information in your Account or on the Website, in which case the information will be treated as received by you when it is posted by us.

    2. We may also contact you at the postal or email address you provide us with when applying to open your Account. Notices sent by email will be deemed to have been received at the time of transmission as shown by the sender’s records (or if sent outside business hours, at 9 am on the first Business Day following dispatch). Notice sent by post will be deemed to have been received on the second business day after posting.


For any complaint relating to the Services, you are advised you can contact un on this email Contact@shellingcoin.com .